Serve Cash Back

Get rewarded with unlimited 1% Cash Back when you shop in stores or online, everywhere Visa^® debit cards are accepted. Redeem the cash back in your account and it will be applied to future purchases.¹

Your Rewards, Your Choice

You are in control of your rewards and can decide when you redeem them in your account – let them stack up and redeem all at once, or as you make purchases. Once redeemed, the cash back will be applied to your next purchase.

woman in coffee shop smiling at her phone

Serve makes it easy for you to manage your money.

Free early direct deposit²

Get your pay or government benefits up to 2 days early when you enroll in direct deposit.
Keep it safe & secure

Quickly freeze your card to protect against fraudulent charges & with Visa’s Zero Liability, you won't be held responsible for unauthorized charges on your card.
Cash a check

Access your money in minutes for a fee or in 10 days for free using Mobile Check Capture by Ingo^® Money.³

See all fees & fee schedules here.

Manage your money on-the-go with the Serve mobile app.⁴

Download it now.

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¹With the Serve Cash Back card, earn 1% Cash Back on purchases (less returns/credits) rounded to the nearest dollar, added to your account after you use your card. Rounding purchases to the nearest dollar means that you won’t earn a fraction of a penny in Cash Back. For example, a purchase of $0.01-$0.49 rounds to $0.00 (you don’t earn Cash Back), a purchase of 0.50-$0.99 rounds to $1.00 (you earn $0.01 Cash Back), and so on. Account spend limits apply. Cash Back is typically applied to your account promptly after purchase but could take up to 60 days. Cash Back can be redeemed and used only for future purchases made with your card and cannot be redeemed for cash or otherwise exchanged for value. ATM transactions, fees, and Serve online bill pay are not purchases and do not earn Cash Back. For full terms and restrictions, see the Cash Back Demand Deposit Agreement.

²Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early.

³The Mobile Check Capture by Ingo Money service is provided by a national bank which is identified in the bank’s and Ingo Money’s Terms and Conditions. Use of the Mobile Check Capture service is subject to the bank’s and Ingo Money’s Terms and Conditions and the bank’s and Ingo Money’s Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See serve.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Serve mobile app. See serve.com/legal for details. Data rates may apply.

⁴Message and data rates may apply.

Serve Cash Back

Serve makes it easy for you to manage your money.

Manage your money on-the-go with the Serve mobile app.4

Like What You See?

Manage your money on-the-go with the Serve mobile app.⁴