Serve Pay As You Go

This account gives you the freedom to spend when and where you want, on your own terms. With no hidden or monthly charges, you only pay a small fee when you make a purchase.¹ Know what you pay, and pay as you go.

Serve makes it easy for you to manage your money.

Need Cash Fast?

You can get cash back right at the store register when you make purchases with your card and avoid a trip to the ATM.

woman with a baby handing cash to the cashier

You’re in the Clear

Visa^®Zero Liability² guarantees you won’t be held responsible for unauthorized charges on your Serve card.

Learn more about Zero Liability

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Manage Checks on the Go

Add money to your account with the Serve Mobile App using Mobile Check Capture by Ingo^®Money.³

Learn more about Mobile Check Capture

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Transferring money is fast and simple with the Serve Mobile App.

Use the Serve Mobile App to quickly send or receive money from other Serve Cardholders with just a few clicks.⁴ You can also send money to anyone from anywhere with Serve Money Transfer Powered by Ria^® and the money will be ready for pickup at Walmart in minutes.⁵

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Like what you see?

¹Serve Account terms, conditions and fees apply. Please see Cardholder Agreement for complete details.

²Visa Zero Liability policy covers U.S.-issued Visa-branded Cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, certain commercial card transactions, or unregistered cards. You must notify us promptly of any unauthorized use. For additional details visit www.visa.com/security.

³The Mobile Check Capture by Ingo Money service is provided by a national bank which is identified in the bank’s and Ingo Money’s Terms and Conditions. Use of the Mobile Check Capture service is subject to the bank’s and Ingo Money’s Terms and Conditions and the bank’s and Ingo Money’s Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See serve.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Serve mobile app. See serve.com/legal for details. Data rates may apply.

⁴Message and data rates may apply.

⁵For Serve Money Transfers, the daily transfer limit is $2,500 across all of your Serve Accounts. A fee of $4.99 for each Money Transfer up to $50, $8.99 for each Money Transfer of $50.01- $1,000, and $16.99 for each Money Transfer of $1,000.01-$2,500 applies. Other limits and terms and conditions apply. Visit serve.com/moneytransfer for complete details.

Serve Money Transfers transactions can be picked up at a participating Walmart MoneyCenter or customer service desk during Walmart hours (typically 8:00 a.m. to 8:00 p.m. Monday through Saturday, and 10 a.m. to 6 p.m on Sunday, but hours may vary) and subject to local laws and regulations. To pick up a Money Transfer transaction, you or your recipient must be at least 18 years of age and present a valid government-issued photo ID and pickup reference number. Paper temporary IDs and digital IDs will not be accepted. If the recipient lives in Minnesota, they must pick up in the designated state by the sender. Recipients in NM, OK and AZ may additionally be required to provide their social security number/ITIN and occupation. Fraudulent transactions may result in the loss of your money with no recourse.

Ria is a registered trademark of Continental Exchange Solutions, Inc. (NMLS ID 920968) dba Ria Financial Services, licensed as a Money Transmitter by the Department of Financial Services of the State of New York; and authorized independently or through its affiliate, Ria Financial Services Puerto Rico, Inc. (OCIF LICENSE NUMBER TM-031/NMLS ID 1686588), to operate as a Money Transmitter in all U.S. jurisdictions where it conducts business. Pathward^®, National Association, is not responsible for Ria's acts or omissions in its provision of Serve Money Transfer services.