Get your tax refund fast

Direct Deposit your federal tax refund for free with American Express Serve® — Your Full Service Reloadable Prepaid Account.

Get your Federal Tax Refund Fast - plus a $10 credit

Here's How:

  • 1 Click Register Now to open a new Serve Account.
  • 2 Direct Deposit your federal tax refund into your new account by May 31, 2015.
  • 3 Get a $10 Statement Credit.*
Serve Card and Phone Lockup

NO Minimum Balance NO Hidden Fees NO Credit Check

NO Minimum Balance
NO Hidden Fees NO Credit Check

See fee chart for more info.

Get your tax refund easily

Register for an account online for FREE

Your Card will arrive in 7-10 business days, and will include your routing and Account number to use on your tax return forms. Register Now.

File your taxes.

Serve and TurboTax® have teamed up to help you file your simple federal taxes for FREE.

TurboTax

Direct Deposit your tax refund for FREE.

Have your tax refund quickly added to your Card, then use it to pay your bills online for free, buy groceries, or withdraw cash for free at over 24,000 MoneyPass® ATMs.1 Learn more.

Have a question?
Check out our Tax FAQs.

Let Serve's features and benefits help you get more out of your tax refund.

Click to see what you can do with a sample average tax refund

$1,941 Sample Tax Refund

Pay bills Online for FREE:

Save time and postage by paying bills such as your car payment or phone bill online (electronic transfers take as little as 2 days).

Pay Bills online for FREE:

Save time and postage by paying bills such as your car payment or phone bill online (electronic transfers take as little as 2 days).

Grocery, Gas, and Retail:

Buy groceries, shop online, and use your Serve Card virtually anywhere American Express® Cards are accepted.

FREE ATM Access:

Get FREE ATM withdrawals at over 24,000 MoneyPass® ATMs nationwide. Or, you can withdraw cash using your American Express Serve Prepaid Card at virtually any ATM worldwide.1

Send and Receive Money:

Send and receive money from other American Express Serve Prepaid Accounts safely and easily. Use this feature from your home computer or on the go with the Serve Mobile App1 to split a bill or pay back a friend.

Set Aside Money in Reserve:

Set aside money for a large purchase or vacation. Transfer money to your Reserve as often as you like.

Put Money in Subaccounts:

Perfect for giving allowances or paying the babysitter. Each one comes with its own American Express Serve® Card, while you set limits and maintain control of spending.

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Pay Bills Online for FREE:

Save time and postage by paying bills such as your car payment or phone bill online (electronic transfers take as little as 2 days).

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Grocery, Gas, and Retail:

Buy groceries, shop online, and use your Serve Card virtually anywhere American Express® Cards are accepted.

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Withdraw Cash from the ATM:

Get FREE ATM withdrawals at over 24,000 MoneyPass® ATMs nationwide. Or, you can withdraw cash using your American Express Serve Prepaid Card at virtually any ATM worldwide.1

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Send Money to Friends and Family:

Send and receive money from other American Express Serve Prepaid Accounts safely and easily. Use this feature from your home computer or on the go with the Serve Mobile App1 to split a bill or pay back a friend.

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Set Aside Money in Reserve:

Set aside money for a large purchase or vacation. Transfer money to your Reserve as often as you like.

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Put Money in Subaccounts:


Perfect for giving allowances or paying the babysitter. Each one comes with its own American Express Serve® Card, while you set limits and maintain control of spending.

Learn how you can use Serve this tax season

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Access membership benefits backed by American Express

Safety & Security

Shop online knowing your prepaid funds are safe and secure, and if your American Express Serve Card is lost or stolen, we can protect you against fraudulent charges.

24/7 Customer Service

Speak with a real, live person with American Express 24/7 Customer Service.

All for $1 a month.

See our fee chart.

Register now for FREE online

Register Now
American Express Serve

*To receive the $10 statement credit, you must (i) open a new Serve account after December 28, 2014 through this offer, (ii) file your 2014 tax return by April 15, 2015 and elect to receive your refund on your Serve Account by Direct Deposit, and (iii) receive your refund by May 31, 2015. A qualifying Direct Deposit is an electronic deposit of a 2014 1040 income tax refund directly into your Serve Account. In the case of a joint tax return, the first name and social security number associated with the refund must match the name and social security number on the Serve Account receiving the Direct Deposit. No more than two (2) tax refunds may be added to a Serve Account via Direct Deposit per calendar year. The following do not qualify for the promotion: refund anticipation loans or other similar providers/products, or transfers or load into your Serve Account from any funding source other than a Direct Deposit of a refund received directly from the government. Serve is not responsible for income tax return or refund processing or direct deposit requests that are not honored or otherwise erroneously processed by the Internal Revenue Service, United States Treasury or their agents. Statement credit will be posted to your Serve Account within thirty (30) days of satisfying the above requirements. Limit one (1) $10 credit per Serve Account. Subaccount holders are not eligible to earn a credit. Offer subject to change or cancellation at any time and cannot be combined with any other offer(s).

We do not charge any fees to set up or maintain Direct Deposit. Serve® Accounts available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. See the Serve User Agreement for details.

1 Transactions at non-MoneyPass® ATMs have a $2.50 American Express Serve fee. ATM operator fees may also apply. See serve.com/atm for details.

2 Data rates may apply.

Currently there are no cash reload locations in the U.S. Virgin Islands.

American Express Serve® Accounts available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. See the American Express Serve Consumer User Agreement for details.

American Express Serve Service and Card are provided and issued by American Express Travel Related Services Company, Inc. 200 Vesey Street, New York, NY 10285. American Express Travel Related Services Company, Inc. is licensed to engage in the transmission of money on behalf of the public. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses, and other disclosures.

All users of our online services subject to the Privacy Statement and agree to be bound by Terms of Service.

© 2015 American Express Travel Related Services Company, Inc. All rights reserved.

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