American Express Serve® Resource Center

5 Advantages of Mobile Banking with American Express Serve

5 Advantages of Mobile
Money Management

Mobile solutions make it possible to complete most financial transactions right from your phone. Enjoy the convenience and security on the go and avoid the hassle of going to the bank.

The Benefits of Mobile Transfers, Deposits and Payments

Thinking about switching to making financial transactions on your phone? Consider the benefits. Here are five of the biggest advantages of mobile money management.
1. Convenience

Your phone is always going to be closer than the nearest branch. Mobile money gives you the freedom to bank on your terms. Save the travel time and avoid the lines. The American Express Serve Mobile app enables Touch ID login for iPhone users, so you can check your balance in a matter of seconds.1

2. Accessibility

Branch hours don’t matter when the bank in your pocket is always open. Want to make a mobile transfer? Enjoy instant access from wherever you are, anytime you need it.

3. Accountability

It's easier to stay on top of your finances when you have them at your fingertips. Always know where you stand, with tools like Quik Balance on American Express Serve. Take action if your balance is low. And track where your money is going.

4. Practicality

Mobile solutions can help you save money in real-time. In most cases, you can make deposits, send money and pay bills without getting hit with additional charges. You can also set up recurring bill payments or mobile alerts to keep you informed. American Express Serve offers text alerts to help you stay on top of your balance and recent transaction history.     
5. Security

Tap with confidence. Your personal information is protected, your transactions are safe and your funds are secure when you bank from your phone. Real-time alerts also make it easy to track suspicious activity.

Mobile Money Management 101

Skip the line and save time.

Click to expand Mobile Money Management 101

The Benefits of Mobile Banking Transfers, Deposits and Payments with American Express Serve

Mobile Money Management 101

Skip the Line: Express Lane Banking Infographic from American Express Serve

Skip the line and save time.

Click to expand Mobile Money Management 101
  1. 1

    Data rates may apply.

  2. Serve is not a bank account and is not issued by a bank.

  3. Currently there are no cash reload locations in the US Virgin Islands.

    The American Express Serve® family of reloadable prepaid Accounts are available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. For complete details please visit to view the applicable Consumer User Agreement for each Serve reloadable prepaid Account.

    American Express Serve Service and Card are provided and issued by American Express Travel Related Services Company, Inc., 200 Vesey Street, New York, N.Y. 10285. American Express Travel Related Services Company, Inc. is licensed to engage in the transmission of money on behalf of the public and is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 913828. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.

    All users of our online services are subject to our Privacy Statement and agree to be bound by our Terms of Service. You can set preferences with .

    © 2020 American Express Travel Related Services Company, Inc.  All rights reserved.

Rocket Fuel