American Express Serve® Resource Center

Better Money Management:
Take Control of Your Finances

Financial management can be overwhelming for some people, but it doesn't have to be. Simple budgeting and smarter spending can help you take control of your finances before they take control of you.

Financial Fundamentals

The Advantages of Direct Deposit

Stop paying other people to cash your paychecks. Even if you don't have a bank account, you can still enjoy the benefits of direct deposit. With a prepaid debit card, you can avoid the lines, save the check cashing fees and keep more of the money you earn.

Read More Advantages of Direct Deposit

Wondering How to Fill Out a Money Order? Mobile Solutions Can Save You Time and Money

Money orders are easy to fill out and cash, but they're not the most efficient way to send and receive money. Mobile tools allow you to handle most transactions right from your phone, so you can skip the line, save time and avoid extra fees.

Read More Sending and Receiving Money

Take Control of Your Family Finances

Managing family finances requires smart budgeting. Take control of your spending, put funds aside for emergencies, save for your children's education and your retirement, and make sure there's money left over for recreation and travel. Responsible choices now will help your family plan and save for the future.

Read More Family Finances

Allowance: Small Amounts Can Teach Big Lessons

Parents have a responsibility to teach their children about money. An allowance can help kids practice basic budgeting skills as they learn how to spend and save their earnings. An allowance will also give children some of the tools they'll need to manage their money as adults.

Read More The Value of Giving an Allowance
What You Should Know About Payday Loans

What You Should Know About Payday Loans

Payday loans may seem like a convenient way to get cash, but they're extremely dangerous and designed to prey on people who are desperate for money now. Interest rates are absurdly high, and many victims get stuck in a vicious, costly cycle. Avoid the trap at all costs. Click To Expand What You Should Know About Payday Loans

 

Keep Your Full Paycheck

Keep Your Full Paycheck

Check out this helpful guide. Click To Expand Keep Your Full Paycheck

Simple Tools for Managing Your Money

If there's a voice in your head telling you it's time to start managing your money, it's important to realize that you already are. You just may not be doing it very well. Stop leaving your finances to chance. Better money management begins with the decision to take control of your personal finances.

Financial management doesn't have to be overwhelming. Look at how much money you have coming in, figure out where it's going, then decide where you can pull back in order to save more. There are plenty of financial tools that can help you create a budget. Some people just need the back of an envelope. Others prefer the convenience of a mobile app. The important thing is that you take charge of managing your money. Spending smarter now will let you save more for the future. The same rules for better money management apply when you're dealing with family finances. You just have more people to consider.

Mobile banking provides valuable financial tools for people who prefer to bank on the go. Managing your money from your smartphone allows you to access your accounts and monitor your transactions from anywhere. Mobile banking also makes it easy to send and receive funds, so you can save time and avoid most fees. Why wait in line to fill out a money order when you can transfer funds from your phone with just a few taps? Setting up direct deposit for your paychecks is another money management tool that can help you hold on to more of what you earn.

It's your money. How you manage it is up to you.

Helpful Tools & Tips

What You Should Know About Payday Loans

Payday loans may seem like a convenient way to get cash, but they're extremely dangerous and designed to prey on people who are desperate for money now. Interest rates are absurdly high, and many victims get stuck in a vicious, costly cycle. Avoid the trap at all costs.

Click To Expand Click To Expand

More Helpful Tips

Keep Your Full Paycheck

Check out this helpful guide.

Click To Expand Click To Expand
  1. Serve is not a bank account and is not issued by a bank.

  2. Currently there are no cash reload locations in the US Virgin Islands.

    The American Express Serve® family of reloadable prepaid Accounts are available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. For complete details please visit serve.com/legal to view the applicable Consumer User Agreement for each Serve reloadable prepaid Account.

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