ATM balance inquiry (in-network or
out-of-network)
N/A
Customer service (automated or live
agent)
$0
Inactivity Fee
$0
We charge 3 other types of
fees.
†No fee in NY, TX, VT. No fee in AR until you register your card.
*This fee
can be lower depending on where this card is used.
No overdraft/credit feature.
Register your card for
FDIC insurance eligibility and other protections.
For general information about prepaid accounts, visit
Find details and conditions for all fees and services inside the package or call 1-800-954-0559 or
visit serve.com/frcardinfo
All fees
Amount
Details
Get started
Card price
Up to $3.95
$0 to sign up online.
Monthly usage
Monthly fee
$6.95
No fee for residents of NY, TX, or VT. No fee for residents of AR until you register your card. If you
signed up for American Express Serve® prior to February 1, 2019, the monthly fee is $4.95.
Add money
Cash reloads (in-network)
$0
"In-network" refers to reloads at over 45,000 locations including CVS/pharmacy®, Dollar
General®, Family Dollar®, Rite Aid®, Walmart® and
participating 7‑ELEVEN® locations. The amount of each load to your Account using cash must be
at least $20.
Cash reload (out-of-network)
Up to $3.95
"Out-of-network" refers to reloads at locations other than CVS/pharmacy®, Dollar
General®, Family Dollar®, Rite Aid®, Walmart® and
participating 7‑ELEVEN® locations. Fee varies by retailer. The amount of each load to your
Account using cash must be at least $20.
Direct deposit
$0
Mobile Check Capture by
Ingo® Money
Money in 10 Days
$0
If your check is returned unpaid
within the 10 day period, your Account will not be funded. No minimum check amount.
Money in Minutes
1% or 5% of check ($5 min fee)
1% fee on payroll or government checks with preprinted signatures or 5% fee on other checks; $5
minimum fee applies; $20 check minimum.
The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo
Money, Inc., subject to the First Century Bank and Ingo Money and the First Century Bank and Ingo Money . All checks are subject to approval for funding in Ingo Money’s sole
discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for
approved Money in Minutes transactions funded to your Account.
Add money from a bank account
$0
You can add money to your Serve Account from your checking or savings account by initiating a transfer
from your bank into your Serve Account. Consult with your bank for origination fees that may apply.
Add money from American Express charge or credit card
$0
A cash advance fee may be assessed against your charge or credit card account. Check your charge or
credit card agreement for details.
Spend money
Online Bill Pay
$0
Serve Money Transfer powered by Ria®
Up to $16.99
The Serve Money Transfer fee depends on the transfer amount.
"In-network" refers to the MoneyPass® ATM Network. See serve.com/atm for locations and other details.
ATM withdrawals (out-of-network)
Up to $2.50
This is our fee. No fee for residents of VT. "Out-of-network" refers to all the ATMs outside of the
MoneyPass® ATM Network. You may also be charged a fee by the ATM operator, even if you do not
complete a transaction.
ATM transaction decline
$0.75
Per ATM decline. No fee for residents of VT. Will apply at MoneyPass® or other ATMs each
time you enter an invalid PIN, exceed your ATM withdrawal limits, or your Account has insufficient
funds.
Cash Pickup powered by Ria®
Up to $9.49
Per withdrawal. The Cash Pickup service is provided by Ria® for pick up at
Walmart®. The Cash Pickup fee depends on the withdrawal amount.
$3.49 per withdrawal for cash out up to $500
$6.49 per withdrawal for cash $500.01-$1,000
$9.49 per withdrawal for cash $1,000.01-$2,900
Withdrawals up to $2,900 are available to Serve Account holders who receive their tax refund or
refund advance via Direct Deposit into their Serve Account. See serve.com/cashpickup for more details.
Information
Customer service (automated or live agent)
$0
Available 24/7
ATM balance inquiry (in-network or out-of-network)
N/A
Using your card outside
the U.S.
Foreign transactions
2.7%
After conversion to US Dollars.
Other
Send and receive money
$0
Goals
$0
Set aside money for specific goals, emergencies, or other purposes
Subaccounts
$0
card replacement – standard shipping
$5
No fee for residents of NY, TX, or VT. Per replacement card, standard delivery 7-10 business days.
card replacement – expedited shipping
$20
Per replacement card, Fedex delivery. Card will arrive in 3-4 business days. Expedited shipping
is not available to customers in Alaska, Hawaii, Puerto Rico, Guam, and the U.S. Virgin Islands.
Purchase Protection on eligible purchases
$0
Purchase Protection is underwritten by Virginia Surety Company, Inc., 175 West Jackson Blvd., Chicago,
IL 60604. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to
your card and is subject to change with notice. This document does not supplement or replace the Policy.
Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered,
e.g. items lost by card Member, consumable and perishable items, motorized vehicles and their parts or
accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for
the amount charged to your eligible card; coverage is limited up to $1,000 per occurrence; not to exceed
$50,000 per card Member account per calendar year. You may be required to send the purchased item to us,
in which case we will reimburse you for that shipping cost. This product provides secondary coverage.
This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and
Conditions, see serve.com/ppterms.
Inactivity Fee
$0
Monthly fee
$4.95†
Per purchase
$0
ATM withdrawal
$0 in-network
$2.50*out-of-network
Cash reload
$3.95*
ATM balance inquiry (in-network or
out-of-network)
N/A
Customer service (automated or live
agent)
$0
Inactivity Fee
$0
We charge 1 other type of fee.
†No fee in NY, TX, VT.
*This fee can
be lower depending on where this card is used.
No overdraft/credit feature.
Register your card for
FDIC insurance eligibility and other protections.
For general information about prepaid accounts, visit
Find details and conditions for all fees and services inside the package or call 1-800-954-0559 or
visit serve.com/tacardinfo
All fees
Amount
Details
Get started
Card price
Up to $3.95
$0 to sign up online.
Monthly usage
Monthly fee
$6.95
No fee for residents of NY, TX, or VT. No fee for residents of AR until you register your card. If you
signed up for American Express Serve® prior to February 1, 2019, the monthly fee is $4.95.
Add money
Cash reloads (in-network)
$0
"In-network" refers to reloads at over 45,000 locations including CVS/pharmacy®, Dollar
General®, Family Dollar®, Rite Aid®, Walmart® and
participating 7‑ELEVEN® locations. The amount of each load to your Account using cash must be
at least $20.
Cash reload (out-of-network)
Up to $3.95
"Out-of-network" refers to reloads at locations other than CVS/pharmacy®, Dollar
General®, Family Dollar®, Rite Aid®, Walmart® and
participating 7‑ELEVEN® locations. Fee varies by retailer. The amount of each load to your
Account using cash must be at least $20.
Direct deposit
$0
Mobile Check Capture by
Ingo® Money
Money in 10 Days
$0
If your check is returned unpaid
within the 10 day period, your Account will not be funded. No minimum check amount.
Money in Minutes
1% or 5% of check ($5 min fee)
1% fee on payroll or government checks with preprinted signatures or 5% fee on other checks; $5
minimum fee applies; $20 check minimum.
The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo
Money, Inc., subject to the First Century Bank and Ingo Money and the First Century Bank and Ingo Money . All checks are subject to approval for funding in Ingo Money’s sole
discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for
approved Money in Minutes transactions funded to your Account.
Add money from a bank account
$0
You can add money to your Serve Account from your checking or savings account by initiating a transfer
from your bank into your Serve Account. Consult with your bank for origination fees that may apply.
Add money from American Express charge or credit card
$0
A cash advance fee may be assessed against your charge or credit card account. Check your charge or
credit card agreement for details.
Spend money
Online Bill Pay
$0
Serve Money Transfer powered by Ria®
Up to $16.99
The Serve Money Transfer fee depends on the transfer amount.
"In-network" refers to the MoneyPass® ATM Network. See serve.com/atm for locations and other details.
ATM withdrawals (out-of-network)
Up to $2.50
This is our fee. No fee for residents of VT. "Out-of-network" refers to all the ATMs outside of the
MoneyPass® ATM Network. You may also be charged a fee by the ATM operator, even if you do not
complete a transaction.
ATM transaction decline
$0.75
Per ATM decline. No fee for residents of VT. Will apply at MoneyPass® or other ATMs each
time you enter an invalid PIN, exceed your ATM withdrawal limits, or your Account has insufficient
funds.
Cash Pickup powered by Ria®
Up to $9.49
Per withdrawal. The Cash Pickup service is provided by Ria® for pick up at
Walmart®. The Cash Pickup fee depends on the withdrawal amount.
$3.49 per withdrawal for cash out up to $500
$6.49 per withdrawal for cash $500.01-$1,000
$9.49 per withdrawal for cash $1,000.01-$2,900
Withdrawals up to $2,900 are available to Serve Account holders who receive their tax refund or
refund advance via Direct Deposit into their Serve Account. See serve.com/cashpickup for more details.
Information
Customer service (automated or live agent)
$0
Available 24/7
ATM balance inquiry (in-network or out-of-network)
N/A
Using your card outside
the U.S.
Foreign transactions
2.7%
After conversion to US Dollars.
Other
Send and receive money
$0
Goals
$0
Set aside money for specific goals, emergencies, or other purposes
Subaccounts
$0
card replacement – standard shipping
$5
No fee for residents of NY, TX, or VT. Per replacement card, standard delivery 7-10 business days.
card replacement – expedited shipping
$20
Per replacement card, Fedex delivery. Card will arrive in 3-4 business days. Expedited shipping
is not available to customers in Alaska, Hawaii, Puerto Rico, Guam, and the U.S. Virgin Islands.
Purchase Protection on eligible purchases
$0
Purchase Protection is underwritten by Virginia Surety Company, Inc., 175 West Jackson Blvd., Chicago,
IL 60604. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to
your card and is subject to change with notice. This document does not supplement or replace the Policy.
Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered,
e.g. items lost by card Member, consumable and perishable items, motorized vehicles and their parts or
accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for
the amount charged to your eligible card; coverage is limited up to $1,000 per occurrence; not to exceed
$50,000 per card Member account per calendar year. You may be required to send the purchased item to us,
in which case we will reimburse you for that shipping cost. This product provides secondary coverage.
This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and
Conditions, see serve.com/ppterms.
Inactivity Fee
$0
Monthly fee
$4.95†
Per purchase
$0
ATM withdrawal
$0 in-network
$2.50*out-of-network
Cash reload
$3.95*
ATM balance inquiry (in-network or
out-of-network)
N/A
Customer service (automated or live
agent)
$0
Inactivity Fee
$0
We charge 1 other type of fee.
†No fee in NY, TX, VT.
*This fee can
be lower depending on where this card is used.
No overdraft/credit feature.
Register your card for
FDIC insurance eligibility and other protections.
For general information about prepaid accounts, visit
Find details and conditions for all fees and services inside the package or call 1-800-954-0559 or
visit serve.com/tacardinfo
All fees
Amount
Details
Get started
Card price
$0
Monthly usage
Monthly fee
$4.95
No fee for residents of NY, TX, or VT.
Add money
Cash reloads (in-network)
$0
"In-network" refers to reloads at over 45,000 locations including CVS/pharmacy®, Dollar General®, Family Dollar®, RiteAid®, Walmart® and participating 7‐ELEVEN® locations. The amount of each load to your Account using cash must be at least $20.
Cash reload (out-of-network)
Up to $3.95
"Out-of-network" refers to reloads at locations other than CVS/pharmacy®, Dollar General®, Family Dollar®, RiteAid®, Walmart® and participating 7‐ELEVEN® locations. Fee varies by retailer. The amount of each load to your Account using cash must be at least $20.
Direct deposit
$0
Mobile Check Capture by Ingo® Money
Money in 10 Days
$0
If your check is returned unpaid within the 10 day period, your Account will not be funded. No minimum check amount.
Money in Minutes
1% or 5% of check ($5 min fee)
1% fee on payroll or government checks with preprinted signatures or 5% fee on other checks; $5 minimum fee applies; $20 check minimum.
The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money and the First Century Bank and Ingo Money . All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account.
Add money from a bank account
$0
You can add money to your Serve Account from your checking or savings account by initiating a transfer from your bank into your Serve Account. Consult with your bank for origination fees that may apply.
Add money from American Express charge or credit card
$0
A cash advance fee may be assessed against your charge or credit card account. Check your charge or credit card agreement for details.
Spend money
Online Bill Pay
$0
Serve Money Transfer powered by Ria®
Up to $16.99
The Serve Money Transfer fee depends on the transfer amount.
"In-network" refers to the MoneyPass® ATM Network. See serve.com/atm for locations and other details.
ATM withdrawals (out-of-network)
Up to $2.50
This is our fee. No fee for residents of VT. "Out-of-network" refers to all the ATMs outside of the MoneyPass® ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
ATM transaction decline
$0
Cash Pickup powered by Ria®
Up to $9.49
Per withdrawal. The Cash Pickup service is provided by Ria® for pick up at Walmart®. The Cash Pickup fee depends on the withdrawal amount.
$3.49 per withdrawal for cash out up to $500
$6.49 per withdrawal for cash $500.01-$1,000
$9.49 per withdrawal for cash $1,000.01-$2,900
Withdrawals up to $2,900 are available to Serve Account holders who receive their tax refund or refund advance via Direct Deposit into their Serve Account. See serve.com/cashpickup for more details.
Information
Customer service (automated or live agent)
$0
Available 24/7
ATM balance inquiry (in-network or out-of-network)
N/A
Using your card outside the U.S.
Foreign transactions
2.7%
After conversion to US Dollars.
Other
Send and receive money
$0
Goals
$0
Set aside money for specific goals, emergencies, or other purposes
Subaccounts
$0
Card replacement – standard shipping
$0
Card replacement – expedited shipping
$20
Per replacement card, Fedex delivery. Card will arrive in 3-4 business days. Expedited shipping is not available to customers in Alaska, Hawaii, Puerto Rico, Guam, and the U.S. Virgin Islands.
Purchase Protection on eligible purchases
$0
Purchase Protection is underwritten by Virginia Surety Company, Inc., 175 West Jackson Blvd., Chicago, IL 60604. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items lost by Card Member, consumable and perishable items, motorized vehicles and their parts or accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited up to $1,000 per occurrence; not to exceed $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see serve.com/ppterms.
Inactivity Fee
$0
American Express Serve Limits
Transaction
Limits
Available Balance combined for all of your Serve Accounts
$100,000
Add Money: Up to $100,000 per year combined for all of your Serve Accounts. Up to $10,000 per month combined for all of your Serve Accounts
Direct Deposit
(such as Tax
Refunds, Government deposits, Salary and Payroll deposits)
$100,000 per year combined for all of your Serve Accounts
All Other Add Money Transactions
(i.e. Cash, Mobile Check Capture
by Ingo® Money, Checking or Savings Account, Debit Card, American Express®
Charge or Credit Card, Request/Receive Money Transactions, and Backup Funding)
Up to $10,000 per month and up to $100,000 per year combined for all of your Serve Accounts
(sub-limits as indicated below
apply)
Cash
$2,500 per day and $5,000 per month
$9,000 per day combined for all of your Serve Accounts
Mobile Check Capture by Ingo® Money
$5,000 per day combined for all of your Serve accounts and $10,000 per month§‡
Checking or Savings Account
$2,000 per month^
Debit Card
$200 per day and $1,000 per month
American Express® Charge or Credit Card
$200 per day and $1,000 per month
Request/Receive Money Transactions
$10,000 per month
Backup Funding
$1,000 per day and $2,500 per month
Spend, Withdraw, and Send Money: Up to $100,000 per year combined for all of your Serve Accounts. Spend and Withdraw: Up to $15,000 per month combined for all of your Serve Accounts
of your Serve Accounts (sub-limits as indicated below apply).
Retail/Online Purchases
$15,000 per month
Pay Bills (Includes MAIL A
CHECK)
$15,000 per month ($5,000 per
month in the case of non-registered payees where payments are sent via MAIL A CHECK)
Send Money Transactions
$2,500 per month
ATM Withdrawals
$750 per day combined for all your Serve Accounts
Serve Money Transfer Powered by Ria®
$2,500 per day combined for all your Serve Accounts
Cash Pickup Powered by Ria®
$2,500 per day (for tax
refunds or refund advances received via Direct Deposit, the daily limit will increase to the
amount of the tax funds, up to $2,900)*
$2,900 per day combined for all of your Serve Accounts