• American Express Serve Limits
    TransactionLimits
    Available Balance combined for all of your Serve Accounts $100,000
    Add Money:
    Direct Deposit (such as Tax Refunds, Government deposits, Salary and Payroll deposits)$100,000 per year combined for all of your Serve Accounts
    All Other Add Money Transactions (i.e. Cash, Mobile Check Capture by Ingo® Money, Checking or Savings Account, Debit Card, American Express® Charge or Credit Card, Request/Receive Money Transactions, and Backup Funding)Up to $10,000 per month and up to $100,000 per year combined for all of your Serve Accounts
    (sub-limits as indicated below apply)
    Cash

    $2,500 per day and $5,000 per month

    $9,000 per day combined for all of your Serve Accounts

    Mobile Check Capture by Ingo® Money$5,000 per day combined for all of your Serve accounts and $10,000 per month§‡
    Checking or Savings Account$2,000 per month^
    American Express® Credit Card$200 per day and $1,000 per month
    Request/Receive Money Transactions$10,000 per month
    Backup Funding$1,000 per day and $2,500 per month
    Spend, Withdraw, and Send Money: Up to $15,000 per month and up to $100,000 per year combined for all of your Serve Accounts (sub-limits as indicated below apply).

    Retail/Online Purchases$15,000 per month
    Pay Bills (Includes MAIL A CHECK)$15,000 per month ($5,000 per month in the case of non-registered payees where payments are sent via MAIL A CHECK)
    Send Money Transactions$2,500 per month
    ATM Withdrawals$750 per day combined for all your Serve Accounts
    Serve Money Transfer Powered by Ria®$2,500 per day combined for all your Serve Accounts
    Cash Pickup Powered by Ria®

    $2,500 per day (for tax refunds or refund advances received via Direct Deposit, the daily limit will increase to the amount of the tax funds, up to $2,900)*

    $2,900 per day combined for all of your Serve Accounts

    Transfers Back to Linked Bank Account$15,000 per month

    Monthly fee

    $7.95†

    Per purchase

    $0

    ATM withdrawal

    $0 in-network

    $2.50*out-of-network

    Cash reload

    $3.95*

    ATM balance inquiry (in-network or out-of-network)N/A
    Customer service (automated or live agent)$0
    Inactivity Fee $0

    We charge 3 other types of fees.

    †No fee in NY, TX, VT. No fee in AR until you register your card.

    *This fee can be lower depending on where this card is used.

    No overdraft/credit feature.

    Register your card for FDIC insurance eligibility and other protections.

    For general information about prepaid accounts, visit

    Find details and conditions for all fees and services inside the package or call 1-800-954-0559 or visit serve.com/cbcardinfo