• American Express Serve Limits
    TransactionLimits
    Available Balance combined for all of your Serve Accounts $100,000

    Add Money

    Direct Deposit

    (such as Tax Refunds, Government deposits, Salary and Payroll deposits)

    		$100,000 per year combined for all of your Serve Accounts
    All Other Add Money Transactions

    (i.e. Cash, Mobile Check Capture by Ingo® Money, Checking or Savings Account, Debit Card, American Express® Charge or Credit Card, Request/Receive Money Transactions, and Backup Funding)

    		 Up to $10,000 per month and up to $100,000 per year combined for all of your Serve Accounts

    (sub-limits as indicated below apply)

    Cash

    $2,500 per day and $5,000 per month

    $9,000 per day combined for all of your Serve Accounts

    Mobile Check Capture by Ingo® Money$5,000 per day combined for all of your Serve accounts and $10,000 per month§‡
    Checking or Savings Account$2,000 per month^
    American Express® Charge or Credit Card$200 per day and $1,000 per month
    Request/Receive Money Transactions$10,000 per month
    Backup Funding$1,000 per day and $2,500 per month

    Spend, Withdraw, and Send Money: Up to $15,000 per month and up to $100,000 per year combined for all of your Serve Accounts (sub-limits as indicated below apply).

    Retail/Online Purchases$15,000 per month
    Pay Bills (Includes MAIL A CHECK)$15,000 per month ($5,000 per month in the case of non-registered payees where payments are sent via MAIL A CHECK)
    Send Money Transactions$2,500 per month
    ATM Withdrawals$750 per day combined for all your Serve Accounts
    Serve Money Transfer Powered by Ria®$2,500 per day combined for all your Serve Accounts
    Cash Pickup Powered by Ria®

    $2,500 per day (for tax refunds or refund advances received via Direct Deposit, the daily limit will increase to the amount of the tax funds, up to $2,900)*

    $2,900 per day combined for all of your Serve Accounts

    Transfers Back to Linked Bank Account$15,000 per month

    § Additional Ingo® Money imposed limits apply (currently $5,000 per day and $10,000 per month across all Ingo Money service check cashing transactions).

    ‡ Calculated on a rolling 24-hour basis.

    ^ Depending on your bank’s policies and terms, you may be able to transfer money to your Serve Account from your checking or savings account by initiating a transfer from your bank into your Serve Account. Please note that that the amount of that transfer will count towards the $100,000 Direct Deposit limits as noted above.

    * The daily limit will be the lesser of the tax funds amount or $2,900. Once the remaining tax funds amount is $2,500 or less, the $2,500 daily limit will apply.