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      UPGRADE YOUR WORLD!



EARN YOUR DEGREE OR CERTIFICATE WITH A 0% INTEREST STUDENT LOAN!
Recession-proof your education with an Interest-Free Student Loan


  • The economy is in a slump, threatening folks' educational prospects

  • At the same time, most colleges and universities are raising their tuition rates to pay the expenses of their own growing costs of operation

  • Saint James College is holding the line and is not raising tuitions

  • Many banks are going out of the "student loan business" or, in some cases, are loaning no more than $3,500

  • And, Saint James College offers student loans at 0% Interest!


    SUMMARY: Saint James College has a well-honored mission of providing world-class education at what may be among the lowest tuition rates in the entire collegiate community.

    However, inflation and job lay-offs are causing thousand upon thousands of prospective college students to be unable to attend classes and advance themselves academically.

    Saint James College's board of directors has voted to maintain its ground-breaking policy that offers payment of tuition with student loans that are completely interest-free.


    HOW IT WORKS:


  • Men and women who want college educations but who are hampered by recession and inflation may enroll in classes with a small initial tuition payment.

  • A pre-agreed monthly amount will be paid by the student as she or he receives lessons conveniently online.

  • The payment plan is designed in such a manner as to have the final tuition indebtedness satisfied at the same time that the course work is completed. This way, Saint James College students earn their degrees or academic certificates and move forward with their lives with no lingering student loans hanging over their heads.


    This program is designed for those who are experiencing financial burdens due to the troubled economy, cost of living increases, rising gas prices, and inflation. Zero percent tuition financing requires administrative pre-approval but is unconditionally available to all persons desiring to obtain a college education and who need financial assistance.

    Saint James offers college scholarships to worthy students in addition to its charter-required low tuition costs and interest-free student loans -- tuition loans at 0% interest. Contact us to discuss student financial aid options for our online Adult Learner Fast-Track degree programs. Whether you're exploring affordable federal student loans or Stafford student loans, we'll explain our student loan interest rates, and low tuition fees.

    If you are among the thousands of would-be college students who are seeking inexpensive student loans, please contact Saint James College.


    Please contact Saint James College at 863-441-3000 for more information about our 0% tuition financing, or

    Email Us.

    Please fill out our no-obligation Information Request / Application Form: CLICK FOR APPLICATION/INFORMATION FORM



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    Two caveats: We are accredited by the Association of Accredited Bible Schools. We strictly adhere to our mission of providing world-class education in a conveniently-presented distance learning format. Our courses are academically sound, our faculty and instructors are highly-competent and helpful, and we strive to offer among the lowest tuition rates in North America. As a matter of policy, we are not yet regionally accredited. This is less and less important in today’s job market where employers are hungry for qualified employees and have fewer concerns about regional accreditation than in the past. Our degrees are not regionally accredited by an agency accepted by the U.S. Dept. of Commerce, but they are real degrees, legitimate, and awarded by a college that is sponsored by a fully-chartered parent, The Love Church Worldwide inter-faith denomination.

    As many as 99% of non-traditional education students surveyed by a government-sponsored study said that they feel their degree meets or exceeds a traditional degree.

    The study showed that roughly one-fifth of those who were awarded a non-traditional under-graduate degree went on to obtain a masters or doctorate. 97% of the non-traditional undergrads were accepted by the grad school that they preferred. Three percent reported some difficulties in presenting a non-accredited degree or transcripts from a non-accredited college, or for having obtained real-life experience credits. The bottom line is that the study showed that a full 94 percent reported no difficulty in being admitted to graduate school due to having an unaccredited degree or earning it through non-traditional or online education.

    (See Sosdian, Carol P. and Sharp, Laure M., The External Degree as a Credential: Graduates’ Experience in Employment and Further Study, Washington, D.C., U.S. Department of Health, Education and Welfare.)

    The second caveat is that Saint James College degrees must have a "spiritual flavor" to them. Due to being owned by a chartered religious denomination, the government requires that our degrees be awarded with a relationship to a church or spiritual competency. You may sign your name with your credentials, such as Kathy Smith, M.S.W., or Larry Jones, M.S.W., but the government requires that your actual Saint James College diploma must say "Masters of Social Work in Spiritual Counseling" or, perhaps, "Masters of Social Work Parish Family Counseling." Because our degrees were designed at the outset to assist priests, ministers, and spiritual workers to increase their competencies and advance their careers, this has been consistent with our mission. It also enables us to offer Masters and other degrees for as much as 95% below the "market" cost in traditional education. Nonetheless, this requirement may not be acceptable to all students. Consider all higher educational degree programs carefully and choose one that matches both your budget and also your professional needs.