Serve is a next-generation digital payments platform that helps you organize your money, send and receive funds, and manage payment requests — all from a single, unified online account. Serve makes paying and being paid simple.
Best of all, we're provided by American Express. That means Serve uses American Express security, technology, and data protection, giving you confidence whether you're shopping online or sending money to a friend.
Before Serve
Serve was born out of the idea that it should be easier for people to pay people. Whether you're splitting a lunch bill, placing an order with a small business, or paying the babysitter, you may be stuck using cash or other high-fee, less secure payment methods.
It can be a hassle. We thought there had to be a better way.
We decided to take the cash and cards in your wallet and make them virtual. Sounds crazy. But, we really believed the Internet could make person-to-person payments easy. You can do almost everything else online or by mobile phone instantly and effortlessly, so why not manage your money the same way?
Serve Today
That was just the beginning. Since that original idea, we've come up with a few new ones. Subaccounts let you easily share money with your friends and family. Our negotiation feature allows you to suggest new amounts when your friends send or request money. The Serve card that's tied to your account means you can still make purchases in stores. The support of American Express means we can offer top-notch security features.
Serve Tomorrow
Serve is an unfinished masterpiece and always will be. We're constantly dreaming up ways to improve it and make it more useful to you.
But, we don't have all the answers. In fact, we're pretty sure you have more ideas than we could ever come up with, so please share them with us! E-mail us, friend Serve on Facebook, or follow @Serve on Twitter.
Check out the Serve Blog to see how we're working on making Serve even better.
See what Serve can do that other forms of payment can't.
| SERVE | PAYPAL | CASH | DEBIT | CREDIT | |
|---|---|---|---|---|---|
| Prepaid | Yes | No | No | Yes | No |
| Physical Card | Yes | Yes | No | Yes | Yes |
| Create subaccounts | Yes | Only for minors | No | No | Yes |
| Send and receive payments instantly | Yes | Yes | Yes | Direct deposit and transfer only | Send Only |
| Move money from one account to another | Yes | No | No | Only at the same bank | No |
| You can earn rewards | No | Yes (PayPal Preferred & the PayPal Card) | No | Some | Some |
| You can pay for purchases over time | No | Yes (with the PayPal Card) | No | No | Yes |
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Serve accounts available to U.S. residents only and for use within the U.S. Subject to verification. Fees may apply. Certain fees are waived through June 1, 2012. Other eligibility and restrictions apply. See the Serve Consumer User Agreement for details.